Let’s face it, in today’s world, we are constantly surrounded by temptation to spend money. The fact is, living beyond our means has become the norm as we’re driven by society to meet ideals and expectations, fuelling a desire for more, for bigger and for better. We work hard for […]
Search Results for "encourage borrowing"
Secured vs. Unsecured Lending: The Key Considerations
The concept of consumer borrowing has been a hot topic since the Great Recession, particularly as irresponsible lending was considered to be one of the prime triggers of the sub-prime mortgage collapse in the US. We have seen the levels of consumer confidence and borrowing rise gradually as the global […]
Importance of Credit Cards in Business
Owners of both small and medium enterprises often receive offers for credit cards. As a business owner, you need to consider the benefits of applying for a credit card that you can use for your financing needs. Credit cards are a popular form of business funding and provide the convenience […]
Why Saving is Key and Payday Loans are Bad
Money problems are extremely common these days. Whilst some families turn to sites such as the Money Advice Service to help solve their financial issues, others take out loans left, right and centre, falling deeper into debt. Whilst quick fix cash might seem appealing - particularly if you’re struggling to […]
UK Government Needs a New Approach to Lending
Anyone running their own business will have noticed the recent changes in borrowing in both terms of access to funding and the cost of finance. Access to funding is greatly restricted because of a worldwide recession and this has pushed up the cost of lending to those who can still […]