Mutual funds that are invested in different types of fixed income instruments are called debt funds. These instruments can be government bonds, corporate bonds, treasury bills, and so on. Since these are not as volatile as equity mutual funds, they are indeed suitable for short term investments. FD has been […]
Debt settlement is one of the many options that you could take if you find yourself unable to pay off your debts. Debt settlement is a negotiation where your creditor allows you to pay lesser debt than what you owe. A debt settlement company can handle the negotiations for you […]
Managing abandoned property in California rental units can be a challenging and legally complex task for landlords and property managers. When tenants leave behind personal belongings and vacate the premises without any intention of returning, it is crucial to understand the proper procedures and legal obligations surrounding abandoned property. This […]
According to dictionary.com, a life skill is “a skill that helps a person function well in adult life”. There are different categories of life skills, such as management skills, technical skills, survival skills, and interpersonal skills. Here are eight basic life skills that everyone can (and should) learn. #1: Budgeting […]
Financial analysis is the process of evaluating a company’s financial performance and position. There are several techniques that can be used to perform financial analysis, including ratio analysis, trend analysis, and benchmarking. There are several techniques in financial analysis to evaluate a company’s financial performance and make informed investment decisions. […]
Sometimes, an individual may owe a significant amount and value of taxes to the IRS (Internal Revenue Service). It may be due to various reasons that they cannot pay it back in the stipulated time. The taxpayer would inevitably become exceedingly concerned and disoriented in such a situation. They may […]
Financial management is an important part of starting and running a business, big or small. Contrary to what most people think, financial management is far from quite simply bookkeeping and balancing the business bank account. Entrepreneurs must consider their finances for several purposes, starting from preparation for survival in bad […]
Your financial health begins and ends with your credit score. It describes your creditworthiness and tells lenders how responsibly you handle your debts. A good credit score makes lenders such as Maxlend loans trust you with new loans, and the reverse is also true. Again, a high credit score opens new lines […]
Everybody needs money, be it for personal needs or business purposes. Borrowing loan is considered as one of the key ways to finance such needs. People generally take a personal loan to meet their immediate expenses like medical emergency, home renovation, wedding expenses, etc. As the business grows and expands, […]
Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]
Do you have an old DWI conviction on your record? You may now be eligible to seal it. Beginning September 1, 2017, DWI convictions became eligible for nondisclosure. And the best part is that it’s retroactive. So everyone (that’s eligible) can take advantage of this. DWI is one of the […]
From smallest to biggest, financial decisions depend on credit rating. Either you buy an expensive car or take a microwave on installments, the credit rating is sure to play its role. However, situations happen, you fall into credit score issues, and countless adverse circumstances follow behind. The major issues with […]