Many people don’t know what services are even available to them when they work with a credit counselor. With the high number of people struggling with debt, credit counseling fills a great need. These are typically non-profit organizations that work with consumers to help them understand their debt and formulate […]
Search Results for "credit counseling"
Don't lose the credit score that you've worked for - Can frugal living help?
It is a truth universally acknowledged that if you want to access credit, whether through credit cards or loans, you have to prove to the lenders that you will be able to pay back the entire amount that you borrow. But in order to get the credit that you deserve, […]
Making a Plan to Pay Off Debt
While paying off large sums, beginning to save money, and achieving your financial objectives might seem impossible without the proper repayment plan, it is doable. Having a solid understanding of your finances and creating attainable payback goals are both attainable goals of a debt eradication plan. Even if paying off […]
Tore Up from the Floor Up? Here’s How to Beat the Debt Devils
There is nothing worse than waking up and wondering how on earth you’re going to face another day of mounting debt. The debt monster is one that most US households are intimately familiar with. Consider the following statistics about household debt in the US: Household credit card debt now exceeds […]
How can you get relief from business debts?
When you own business, you would understand the significance of conducting the same by loans. There are many companies which survive on different loans, and when you are maxed out on your vendors, there is often a major chance of getting bankrupted which is the worst nightmare to many businessmen. […]
Getting Rid of Excess Debt in 2016
If you're a working adult in America, chances are you have more debt to your name than you would prefer. That debt may come in the form of student loans, credit cards, mortgages, car loans and more. Whichever it is, chances are you're dealing with at least one of these […]
Workable Ways to Get Out of Debt
According to American Debt Advisor, around 80% of the population is in debt. If we exclude secured debt, car and home loans, there is still around 50% of the population carrying debt, some of it in the amount of tens of thousands of dollars. And these statistics are mirrored around […]
Dual Diagnosis: Alcoholism and Depression
According to the National Institute of Alcohol Abuse and Alcoholism (NIAAA), 16.6 million adults above the age of 18 and 697,000 adolescents met criteria for diagnosis with an alcohol use disorder in 2013. Alcoholism can cause many serious physical health problems, and it may also cause depression and other mental […]
Filing For Bankruptcy: When The Means Test Becomes An Issue
After staring at your financial records for hours on end, you are finally prepared to face the truth. Your considerable financial debts have not been assuaged by the budgeting acrobatics you have attempted to employ during the past few months. The burden of debt still looms, just as dark and […]
Can a DUI Affect Your Chances of Getting into Law School?
Law school starts after spending four long years working for an undergraduate degree, and a drunken driving (DUI) offence is likely earned when a person is an undergraduate. So, does the DUI offence earned during undergraduate days impact your chances of getting into law school? Well, there are many facets […]