High quality liquid assets (HQLA) have gained increased attention from regulators, liquidity managers and collateral managers following the 2008 financial crisis. Banks have been required to more clearly define and manage liquidity with regulations for cashflow mismatch risk (CFMR) and the liquidity coverage ratio (LCR) directly targeting HQLA standards for […]
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Asset Based Lending Explained
For many years, Asset Based Lending was reserved only for large multi-million dollar companies but now, ABL is now being made available to companies that are small to medium sized companies, which can make these companies more competitive with the big guys. So, What is Asset Based Lending? Let’s get […]
Secured vs. Unsecured Lending: The Key Considerations
The concept of consumer borrowing has been a hot topic since the Great Recession, particularly as irresponsible lending was considered to be one of the prime triggers of the sub-prime mortgage collapse in the US. We have seen the levels of consumer confidence and borrowing rise gradually as the global […]
The Advantages of Quick Loans
If you need money urgently, this post is for you. You might have heard that applying for a loan is a time-consuming process. Sean Martin D. Plantado, head of customer service at Digido.ph, notes that applying for traditional loans takes a lot of effort and time. You must fill out […]
Why are unsecured loans becoming popular and growing?
Taking care of expenses is and will always be to be a part of your life. While regular expenditures come under your monthly income, there might be some unexpected expenses that are out of your budget. This is where you can take help of a personal loan to clear off […]
Five Small Business Weak Spots You Should Avoid
Starting a business is a momentous milestone for many young entrepreneurs. However, growing and maintaining one can be a real challenge. Every company has its own strengths, which we refer to as distinctive advantages and competencies that allow a business to strive, establish authority and achieve goals, such as generating […]
Common Mistakes That Loan Holders Make And How To Overcome It
Everybody needs money, be it for personal needs or business purposes. Borrowing loan is considered as one of the key ways to finance such needs. People generally take a personal loan to meet their immediate expenses like medical emergency, home renovation, wedding expenses, etc. As the business grows and expands, […]
A Quick Guide to Funding Your Restaurant Business
Everybody needs to eat. Which is why restaurants, when managed properly, can be a very lucrative business venture. But let’s be honest, starting a restaurant isn’t as easy as people thought it would be. It takes guts, effort, time, and not to mention, a whole lot of cash. Even if […]
Business Loans Help Swedish Startups Grow
The lending environment in Sweden has traditionally been dominated by banks following the 2008 financial crisis. Over the last couple of years, the country’s lending market has diversified. Currently, borrowers can get funding from banks and alternative debt providers. While the domestic and pan-Nordic banks account for the larger fraction […]
Is Employment Mandatory to Qualify for Loans?
Meeting the qualification requirements tends to get difficult when you are out of a job. However, it should not be the reason to skip your idea of applying for a loan. There is no doubt you cannot improve your current situation without a loan. Wondering whether a lender will consider […]
Methods to Get Money when Banks Don’t Help Due to Bad Credit
Often, stuff happens and we find ourselves in compromising situations. Bad credit is one of those situations. If this is you, however, don’t despair. Where there is a will, there is a way. In the following few words, I’m going to show you the way, actually, more than one way […]
Understanding the Different Types of Loans you Can Get for Business
One of the most challenging elements of opening a business is securing funding for capital. Even if you have a good business concept which is likely to succeed, the realisation of your goals will only begin once you have a sum of money for starting operation. There are different kinds […]