Search Results for "tax liens"

Taxes

How to Set up a Payment Plan with the IRS

To set up a payment plan with the IRS, you have to file Form 9465 (Installment Agreement Request), and you can do this electronically or on paper. With this agreement, you can choose how much you want to pay monthly. Although, it is advisable to pay as much as you […]

Mortgages

Reverse Mortgages 101

There are so many mortgage products on the market, it’s hard to keep all of the options straight. Reverse mortgages are one of the options that are a bit of a mystery to most people. This guide will provide an enlightening overview as to what reverse mortgages are, the options […]

Mortgages

What Happens When a Mortgage Goes to Underwriting?

Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]

Debt and credit

Bankruptcy 911: Steps to Take

Not only does filing for bankruptcy often carry with it a certain social stigma, but it is a painfully drawn out process as well. Whether an individual or family is looking to liquidate all assets through a Chapter 7 filing, or adjust their debts with a repayment plan via Chapter […]