It’s almost impossible to be approved for a loan with a bad credit score. It’s also not easy to convince lenders to give you their money without the backing of a guarantor. That notwithstanding, it takes too much time to get a loan approved & processed even with a good […]
Search Results for "poor credit"
People With Poor Credit Score Can Use A Guarantor Loan
When you have a poor credit score, it is more than likely that you will be considered a risk and find it difficult to get loans from lenders. This situation can also arise if you have no credit history just because you have never borrowed money or have no credit […]
Crest Financial is a good Financing Option for People with Poor Credit
Some retail shoppers don’t have many options. This is the main reason why they end up spending so much more than they should on furniture and appliances for their home. But with Crest Financial Services, they obtain the option of converting a retailer into an affordable competitor to the rent-to-own […]
How To Fix a Poor Credit Score after Bankruptcy Hits You
Filing bankruptcy is an indication that you have two things to worry about - 1) How would you recover your financial status? and 2) How would you rebuild your credit score? Every problem has a solution and speaking of your worries, well how about you begin with healing first. Healing […]
How To Buy A New Home With Poor Credit
People who couldn't afford the homes they purchased are responsible for a large portion of the economic downturn of 2007 and 2008. The people who loaned them money they couldn't afford to pay back are also responsible for this important moment in world economic history. Now, lenders aren't eager to […]
Why Having Bad Credit Is Worse Than Having No Credit
It’s possible to not have a credit score if you’ve avoided traditional monetary habits, like opening a credit card or paying utility bills during your adult life. While having no credit score won’t help you, it won’t hurt you as much as having a bad credit score. Neither situation is […]
How Your Credit Score Impacts Your Financial Future
According to FICO, the average credit score in America for 2021 is 716. In general, this is a good credit score, but it’s only the average score, and about 11.1 percent of American consumers have poor credit scores, i.e., scores less than 550. Are you one of them? Credit scores […]
4 Things About Credit Scores That Make Zero Sense
If you’re an adult in the U.S., there’s a good chance you use a credit card (or in some cases, multiple credit cards) for the majority of your purchases. As a credit card holder, you’re assigned a unique number—a credit score—that credit card companies and lenders use to determine how […]
Financial Methods to Smoothen Bumpy Roads of Credit Score Issues
From smallest to biggest, financial decisions depend on credit rating. Either you buy an expensive car or take a microwave on installments, the credit rating is sure to play its role. However, situations happen, you fall into credit score issues, and countless adverse circumstances follow behind. The major issues with […]
How to Negotiate a Better Credit Card Rate
One of the most important features of your credit card is the interest rate—the percentage of your existing balance that you’ll pay in interest per year (though usually compounded more frequently). This rate plays a major role in determining how quickly you can pay off your debts, and how much […]
Credit and Car Insurance – The Continuously Raging Controversy
With the power of purchasing, comes responsibility. Most of us swing into enjoying the ‘credit’ way of life with multiple credit cards and other conveniences without a second thought. No doubt, dollars in your pocket or current checking accounts determine your purchasing power. However, one should not forget the deep […]
How to Run a Credit Check on a Prospective Leader
It can be necessary to run a credit check for employment in a certain business or for a specific position in that business. While a credit check isn’t a particularly common type of pre-employment background check, it’s absolutely vital for some professions. For example, if you’re interested in working as […]