You’ve scaled the corporate ladder, amassed achievements, and enjoyed the fruits of career success. Your resume gleams with accomplishments, and your professional life seems enviable. Yet, beneath the surface, you grapple with an unsettling feeling—an emptiness that lingers, a sense that something vital is missing. You’re not alone in this […]
Search Results for "personal credit"
Exploring SBI Lifetime Free Credit Cards: A Gateway to Fee-Free Finance
State Bank of India (SBI) offers a range of SBI lifetime-free credit cards, including options that are “lifetime free” meaning they do not charge any annual fee. One such option is the SBI Card Unnati, which is free for the first four years with no annual fee during this period. […]
Empowering Your Financial Journey: Unsecured Personal Funding Explained
Embarking on a journey toward financial empowerment requires careful planning, strategic decision-making, and access to the right resources. One powerful tool that has helped countless individuals achieve their financial goals is unsecured personal funding. In this article, we will delve into the intricacies of unsecured personal funding, shedding light on […]
3 Tips to Get the Most Out of Your Personal Loan
If you’ve recently applied for and been granted a personal loan for clearing your debt, congratulations. The most difficult part is over. The next part is how you are going to use the money. Online personal loans for bad credit or to consolidate debts is no easy task though. To […]
How Your Credit Score Impacts Your Financial Future
According to FICO, the average credit score in America for 2021 is 716. In general, this is a good credit score, but it’s only the average score, and about 11.1 percent of American consumers have poor credit scores, i.e., scores less than 550. Are you one of them? Credit scores […]
4 Things About Credit Scores That Make Zero Sense
If you’re an adult in the U.S., there’s a good chance you use a credit card (or in some cases, multiple credit cards) for the majority of your purchases. As a credit card holder, you’re assigned a unique number—a credit score—that credit card companies and lenders use to determine how […]
Pros and Cons of Using Credit Card During the Pandemic
The unexpected arrival of Covid-19 has had a significant impact on the Indian economy. It has led to job-cuts, high pay cuts, and disruption in businesses processes. The effect of pandemic also extended to the personal financial health of families and individuals. For people who faced a severe economic crisis […]
5 Steps to Improve Your Credit Score
Your financial health begins and ends with your credit score. It describes your creditworthiness and tells lenders how responsibly you handle your debts. A good credit score makes lenders such as Maxlend loans trust you with new loans, and the reverse is also true. Again, a high credit score opens new lines […]
Personal Insolvency Agreement: What Should You Know?
When we talk about bankruptcy, you must have often heard about personal insolvency as well. It is a legal binding agreement between a debtor and creditor to pay the debt in full, or in installment, or as an agreed lump sum amount. PIA or Personal Insolvency Agreement is a flexible […]
5 Ways Get The Best Rate On Your Chosen Personal Loan
Choosing a personal loan with the ideal rate can seem like an impossible task. But by researching loan types and understanding the repayment process, calculating APR based on annual spending is made much easier. To help you get the best price for your loan, we have compiled a list of […]
What Bankruptcy Can & Can’t Do for Personal Finances
Bankruptcy can do many things for your personal finances. Chapter 13 can do even more than Chapter 7 for many individuals. However, bankruptcy is not always the best solution or a complete solution to debt problems. You should learn everything you can about bankruptcy options and alternatives to bankruptcy before […]
The Best Loan Options for People with Bad Credit
Finding a loan that matches your requirements when you need money fast can be both a stressful and arduous experience. The stress and difficulty of researching different loan options is only amplified when you have bad credit and need money quickly. There are a variety of reasons why you might […]