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Mortgages

What Happens When a Mortgage Goes to Underwriting?

Underwriting is the structured process by which financial institutions like banks and lenders determine and price the risk posed by potential borrowers in repaying a mortgage loan. Essentially, it is a systematic and detailed analysis of a borrower’s creditworthiness. The mortgage underwriting process consists of many stages from information gathering […]

Automotive

How to Prevent Car Accidents from Happening

You never expect to be involved in a car accident. However, the likelihood of being in at least one collision in your lifetime is fairly high. Motor vehicle accidents occur every 60 seconds in locations all over the world, according to the National Highway Traffic Administration. Despite what many would […]