It’s a safe bet your credit card statement doesn’t even register in the pantheon of your great reads. But when it comes to maintaining your financial health, it’s a document with which you should be well acquainted. In addition to keeping a running tally of your monthly expenditures, the information […]
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How Credit Card Statement Reminds You Are in Debt
The credit card companies are making smart money since long. They have a little odd way of showing that they want customers to be debt free. They will always try that their customers make use of more and more of their credit limit and they can make huge profit on […]
How to Make the Most Out of Your Credit Card Machine
If your business operates with customers making payments in person, having the right credit card machine is critical for two reasons. Firstly, you want to make sure that the machine is secure so that the payment can go from a customer’s account into your account seamlessly. Secondly, you want to […]
How to Pay Back Credit Card Debt
Credit card debt is something we all know about and hope it never happens to us, but the reality is that it’s affecting an increasing number of Australians. Initially, cardholders get a monthly statement with a minimum payment due and pay what is a reasonable amount, and it all seems […]
Importance of Credit Cards in Business
Owners of both small and medium enterprises often receive offers for credit cards. As a business owner, you need to consider the benefits of applying for a credit card that you can use for your financing needs. Credit cards are a popular form of business funding and provide the convenience […]
How to forecast small business cash flow
While large businesses with dedicated finance teams can spend significant time and resources forecasting their future cash flow, smaller companies typically need to find ways to do it in-house. Thankfully, forecasting cash flow is simpler than one would think. You can get a good idea of your business’s future cash […]
Applying for a Fixed Rate Mortgage in New Jersey
You have saved the 10%. You have found the house of your dreams. Now what do you do? In 2023, the mortgage application process is as perplexing as ever, especially if you are a first-time buyer. It seems that whether you are applying for an interest-only mortgage, or a fixed-rate […]
Get Funded: All You Need to Know if You Want to Get a Loan
Everyone needs extra money at times. For many, personal loans are the answer to their monetary conundrums. At present, more than 21 million Americans are repaying personal loans, and that number has been growing steadily for several years. People take out loans for an array of reasons. They can cover […]
Understanding the Different Types of Loans Available for Self-Employed Individuals
As a self-employed person, you may wonder how your business entity type impacts the types of loans you qualify for. Fortunately, there are a variety of options available. Personal Loans The gig industry is deemed promising. Many institutions offer loans for self employed since they understand the necessity of providing […]
5 Common Terms of Service For the Lifeline Program
The common terms of service for the Lifeline program are in place to ensure that you are aware of the conditions and limitations of the service you are receiving. This includes, but is not limited to, unused minutes and data, cancellation, and plan restrictions. Rates Lifeline is a government-subsidized program […]
Making a Plan to Pay Off Debt
While paying off large sums, beginning to save money, and achieving your financial objectives might seem impossible without the proper repayment plan, it is doable. Having a solid understanding of your finances and creating attainable payback goals are both attainable goals of a debt eradication plan. Even if paying off […]
Top 5 Reasons Loan Applications Get Rejected: What to Avoid
If you’re planning to apply for a loan, it’s important to be aware of the top reasons why applications are rejected. Many people are surprised to learn that their application was denied, and often don’t know what they could have done differently to improve their chances. In this blog post, […]